Ever since I was a child, my parents subjected me to a ruthless ‘fifty-fifty’ financial rule, forcing me to pay off every cent of my food, hospital bills, and even my own birthday cake while charging me interest on a cold debt ledger. I believed they were just teaching me independence, until my little sister was born and showered with expensive gifts, luxury lessons, and warm affection—all completely free.
THE DEBT LEDGER CHAPTER 1: THE LEDGER In order to cultivate my independence, my parents implemented a strict “fifty-fifty” split with me ever since I was a child. If a…